Mortgages and loans advice from 1st Plus.


We provide mortgages advice for the following:

  • First time buyers
  • Movers

Re-mortgages (some remortgage schemes have valuation and legal fees paid by the lender and at very low rates).

  • Buy to let mortgages
  • Right to buy mortgages
  • Let to buy mortgages
  • Shared ownership
  • Overseas mortgages
  • Discounted rate mortgages
  • Fixed rate mortgages
  • Tracker rate mortgages
  • Flexible rate mortgages
  • Up to 100% of purchase
  • Up to 4 x income

Types of client catered for:

  • Employed **
  • Self employed**

    Clients with adverse history, including:

  • County Court Judgements
  • Defaults
  • Arrears
  • Poor payment profile
  • Discharged bankrupts


** Self certification of income is allowed for these.

Secured (2nd charge), from £5,000 to £100,000

Terms up to 25 years



Commercial funding is available for

  • Mediterranean properties
  • Retail, hotel, public house, investment property
  • Purchase or refinance
  • Within the UK and rest of the European Union countries.